Category Investment Properties

What Items Should You Put in a Fire Safe Box

If a fire happens, will your important documents stay safe?

Apartment dwellers need to be proactive about protecting critical information in case of a fire. Plenty of us have gone digital when it comes to storage of personal information, but certain items still need to come in hard copies. And some things, other than papers, also need a tangible safe place.

The safety deposit box at the local bank is still an option. However, bank hours aren’t always aligned with yours. If you want to go the digital route, look for companies that specialize in the storage of critical data. You can access your info directly from your phone, tablet or Amazon’s Alexa device. But if you prefer to go more old school — you need to think about protecting your valuables that are difficult to replace.

What will you need easy access to when you’re in an emergency fire crisis? Your list will probably look like this: an original birth certificate, social security card, insurance papers and car titles and other original docs. You could also include spare keys, passports and irreplaceable items like heirloom jewelry. A fireproof safe box will give you peace of mind. And, it will act as a security measure should a fire occur.

Are all fire safe boxes the same?

Did you know that not all fire safe boxes are alike? For example, standard fireproof safes protect your valuables against intense heat and smoke damage for periods of up to 120 minutes, according to Western Safe, while others can withstand the heat for longer. So, what’s the best type of fireproof box? Experts say it all depends on what you intend to store.

You should look for a fire safe box that has emergency override keys so you can open it up even if you forget the passcode. The keys are also good if the batteries run out on the keypad.

To help you know what things to keep in a fire safe box in your apartment, we’ve organized a list. These items make good sense to safeguard against fire:

  • Critical documents: Store your checking and savings account bank books, birth certificates, social security cards, wills and passports in a fire safe box. If you need to get out at a moment’s notice, these important documents will be safe and accessible.
  • Digital media: Your digital must-haves include USB sticks, memory cards and CDs. These items are your physical back-up. And this is especially true if you don’t want your most private data to live on remote servers.
  • Insurance policies: Talk to your insurance company about your renters insurance following the fire. Having access right away to your policy will help you to take action post-fire.
  • Cash: Life today is debit and credit card-driven. But it’s also smart to keep a stash of small bills on hand. If an emergency calls for quick cash, you’ll be glad you thought ahead and put some aside.
  • Other valuables: Remember to organize a file with essential information. Include emergency numbers of family members. Have your prescriptions, who your family doctor is and contact info for your pet’s vet, too.

apartment fireapartment fire

Do your homework

Before purchasing a fire safe box, be sure to research what’s on the market. You’ll be surprised to find a range of choices. You can even select from fireproof safes that you can bolt to the ground or wall. Is the fire safe box waterproof? If not, be sure to protect all contents by storing them in plastic.

An official fire rating from the Underwriters Laboratory comes with all safes, according to Haven Life. The rating lets you know what temperature the fire safe box will stay inside during a fire. It will also let you know how long it will stay at that temperature.

Look for fire safe boxes that are either 125 degrees Fahrenheit or 325-degrees safe. They typically come with up to three hours’ worth of protection. Spruce reports that some fire safe boxes can withstand fires with temperatures up to 1,550 degrees Fahrenheit for 30 minutes.

Does size matter?

Fire safe boxes are compact to mid-size and come in a range to meet your needs. You can find options with a capacity of 0.17 cubic feet and weighing in at just 14 pounds. Or, one that weighs a little less than 28 pounds and can store flat 8-1/2-by-11-inch, letter-sized documents.

Extra-large capacity fire boxes can hold much more. They can weigh more than 100 pounds and measure more than 1-1/2-feet on each side. But the size is worth it because it gives your stuff a greater chance of surviving a disaster, according to Wirecutter. The site recommends a fire safe box the size of a mini-fridge that weighs in at 56 pounds.

Choose a fire safe box that has all the protective features and benefits to keep your important documents safe. In the long run, the investment could prove to be a wise one.

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Source: apartmentguide.com

Disaster Safety for the Apartment Renter

Home can feel like one of the safest places in the world, but dangerous and even deadly disasters such as earthquakes, floods and storms can threaten that safety.

When disaster strikes, being prepared is crucial to your survival. For apartment-dwellers, it’s critical that they understand how their apartment could be at risk during common disasters and what they or the community’s management should do to prepare.

Floods

Apartment living doesn’t make one safe from the threat of floods and the damage that they do. Often, flooding is caused by leaks, such as those from malfunctioning appliances or faulty pipes, but it can also be caused by natural causes, such as hurricanes and prolonged rain.

Water from flooding can damage both personal belongings, such as furniture and electronics, and the apartment itself. Mold and structural damage to flooring and walls are some of the common problems that come from flooding.

To protect your valuables, get flood insurance in addition to renters insurance. This type of insurance will cover damage caused by flooding, where renters insurance alone may not.

Another important step in protecting your valuables is to place items that can be destroyed by water in a location that’s high enough to be out of the way of rising water in the event of a flood. These types of items should be moved off the ground and away from areas, such as bathrooms that may flood accidentally.

Residents living in flood zones should ask apartment management about sandbags during heavy rainfall, which can prevent outside water from reaching ground-level apartments. Unplug electrical items if the apartment begins to flood during a storm, and if possible, vacate the premises.

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Hurricanes

In a hurricane, people living in an apartment face damage from heavy rain and winds that can be as strong as 155 mph. This may result in windows breaking and damage to the apartment’s roof. Flooding from rain creates another concern during hurricanes.

To protect the apartment, bring in any patio/balcony furniture that high winds may toss against windows. Board up windows and sliding doors, and ask the apartment management if they’ll provide the necessary materials.

People who live on upper floors should shelter in apartments at lower levels when possible. Regardless of where the unit is located, stay toward the center in a room with no windows. Closets and bathrooms are good spots within an apartment to seek shelter. Keep a battery-operated radio on, and evacuate if instructed to do so.

Renters, particularly those who live in hurricane zones, should also verify that they’re covered with hurricane insurance.

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Tornado

Tornadoes are highly destructive, with winds that reach as high as 300 m.p.h. This can lift objects like trees from the ground and the roof off of a building. Damage to an apartment may include harm to walls and windows from outside projectiles and roof damage that ranges from mild to ripped off entirely.

The first step of protecting your apartment and yourself is to purchase an insurance policy that covers tornado damage. This is crucial for individuals living in areas that are at high risk for tornadoes.

To reduce the risk of projectiles, remove furniture from the patio or balcony. Speak with management about securing or removing items that can be lifted by high winds. The management should also trim branches in the complex that may break and fly through the air. Individuals living in high-risk areas should also talk with the management about the installation of storm shutters.

During a tornado, apartment residents generally don’t have a basement to shelter in. Instead, they should avoid windows and go to an apartment or room on the lowest floor, if possible. The room you choose to take shelter in should be near the center of the apartment. If staying in a bathroom, get into the bathtub. Wherever you go, covering your head and neck or wearing a helmet can help to prevent injury.

tornadotornado

Earthquakes

When the violent shaking of an earthquake hits, it can cause more than just serious injury — it may also damage the structural integrity of an apartment. This could include cracks in walls, the ceiling or the foundation itself, should it shift during the quake. Earthquakes may also shatter or crack windows in the apartment.

Steps that you can take beforehand include anchoring heavy or breakable items that may fall or be flung around, such as mirrors, TVs and heavy and tall furniture like bookshelves. These items should be anchored to the floor or the wall.

Breakable or heavy items that can’t be anchored should be kept on lower shelves and never stacked. You should also check your renters insurance policy to ensure you’re covered for earthquake damage.

During an earthquake, renters should move away from mirrors or windows that may shatter and cut them. Ideally, they should find a sturdy desk or table to seek shelter under. Once under shelter, covering the back of the head and neck with one’s arms can help prevent serious injury.

If there are no objects to duck under, crouch against a wall inside of the apartment, protecting the head and neck. Stay indoors and under shelter until the shaking stops completely. Avoid going down apartment stairs during the quake and avoid elevators.

earthquakeearthquake

Emergency preparedness

Before a crisis strikes, create an evacuation plan for when leaving the home is advised. Everyone living in the home should know what the plan is and have practiced it.

When creating an evacuation plan, families should have locations in mind where they can stay. Often, evacuated people will stay in a public shelter, or one can make plans to stay at the home of a friend or family member if the need arises.

Hotels and motels are options, but if evacuating with a pet, be sure to find out where pet-friendly hotels are located. Because families must also have a way to contact each other, every family member should have a list of phone numbers that are kept in a wallet or purse, including the number of an out-of-town friend.

Putting together an emergency supply kit is another universal and necessary step when preparing for potential disasters. An effective supply kit contains items that are crucial to a person or family’s survival following a disaster like a first aid kit, batteries, a flashlight and a battery-powered radio.

The emergency kit should also include enough nonperishable food for at least three days and a gallon of water per person per day. Also, pack important documents and an extra supply of medications in a waterproof bag.

Additional resources

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Source: apartmentguide.com

15 Items to Keep in Your Tornado Safe Space

Did you know the U.S. has an average of more than 1,000 tornadoes recorded each year?

There are two regions with an excessively high frequency of tornadoes. Florida is one and “Tornado Alley” in the south-central United States is the other, according to NOAA.

If you’re in the part of the country that’s prone to tornadoes, you need to have a safe room to go to when the weather turns bad.

Your safe spot will shield you from the wind, hail and flying debris. A safe location should have no windows and could be a basement, storm cellar or an interior room on the lowest floor of your apartment building. An interior closet or bathroom in your apartment is also a safe place to hunker down in.

Items to keep in your tornado safe space

When you have to go to your safe space, you never know how long you’ll be there. It could be 30 minutes and it could be for several hours. You need to be prepared, not only with essentials but also with things to keep you and your family distracted and calm. We’ve organized a list to help get you through the storm with useful items for your safe space.

1. Water and snacks

Water and munchies are a must for everyone in your safe space. Plan ahead with water bottles and non-perishables. Keep foodstuffs organized.

Have a bag you can grab to take with you to a storm shelter or your safe space in your apartment.

water bottleswater bottles

2. Baby and toddler food

Have a baby in the family? Be sure to have formula, bottles and baby food with utensils ready for your tornado safe space. Or, pack it to take to a shelter.

If you’ve got a toddler, have Cheerios and other favorites in resealable plastic bags for easy accessibility.

3. NOAA radio

You should get a weather radio so you can listen to NOAA Weather Radio. It will keep you tuned in to emergency info about tornado watches and warnings.

4. Footwear

You don’t know what the conditions will be like during the weather event and post-storm climate. FEMA recommends wearing closed-toe shoes like boots or sturdy sneakers. A likelihood of broken glass and other rubble that could prove dangerous.

shoesshoes

5. Protective gear

In case of the tornado hitting full out in your area, be ready for anything. Keep bike helmets to protect from falling debris with you. Have a helmet for everyone in the family.

And if you have room and the time to drag it, bring a mattress with you. It could protect the entire family in case of flying glass, doors or other debris.

6. First aid kit

Prepare a small backpack with Band-Aids, antiseptic wipes and more, or buy a first aid kit that’s already full of necessities.

If a tornado warning occurs, you can grab the backpack on your way to a storm shelter, or stash one in your apartment’s safe space.

7. Sanitation and hygiene supplies

How long will you be in your tornado safe spot? Only Mother Nature knows for sure. Since it’s always better to be ready ahead of time, have a few personal hygiene supplies on hand. Think disposable towels, hand sanitizers, portable tissue packs, toilet paper and trash bags.

hand sanitizerhand sanitizer

8. Necessities for kids

Be sure to pack a safe space or shelter bag with necessities, such as diapers and wipes for babies. Also, have a go-bag with anything special your toddler needs. Include favorite washcloths that could prove useful.

9. Flashlights

Power losses are likely when high winds blow. Be sure to have a battery-operated lantern and other flashlights. Also, plan ahead with extra batteries.

10. Cell phone chargers

Don’t risk your cell phone going to black. You may not have power, so be prepared with a portable universal battery cell phone charger. Find one with USB ports for several phones.

11. Personal docs

It’s always smart to keep important documents in one place. In a storm situation, keep them in a waterproof bag. Safeguard your passport, insurance papers and your checkbook.

12. Activities for kids

If you have little kids, be sure to have supplies to keep them busy while you wait out the wind. It will be a good distraction.

Charge iPads charged, bring crayons and coloring books, a board game and favorite stuffed animals for nap time. Have pillows and blankets, too.

coloring bookcoloring book

13. Adult distractions

Adults need their own versions of safe space distractions. Have your iPad mini and access to the novel you’re reading (or listening to). Bring your crossword puzzle book and the like.

Have pillows and a blanket in your safe space, too. These things could help make the waiting period for the storm to pass more bearable.

14. Dog or cat accessories

Does your dog or cat get traumatized in thunder, wind and rain? Have a thunder vest or shirt that they can wear. It can squash anxiety through gentle, constant pressure.

Create a spot where cats will feel safe to hide under a blanket. Also have water, food, treats and toys for your pets.

15. Meds and eyeglasses

Remember to keep your medications and eyeglasses (and contact lenses) with you in a storm. Keep headache pills and other medications you take in your safe space, or in the shelter bag you’ve packed. Include daily prescriptions, insulin, epinephrine auto-injectors and anything else you may need, along with contact lens solution and eye drops.

After the storm

According to the Weather Channel, it’s critical to be sure that a storm has truly passed before going outside. Check for updates on your NOAA Weather Radio, local broadcasts or cell phone. These outlets will be able to provide the latest weather information related to the storm where you live.

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Source: apartmentguide.com

How to Get Rid of Mice in Your Apartment

Got mice?

If these pesky pests are in your apartment, we’ve got solutions. While it makes good sense to keep them out in the first place, we get it, stuff happens. The number one thing you should do is speak to your leasing office maintenance crew or landlord. Let them know you need pest control right away! Hopefully they will send in a professional company to rid you of the problem.

But you can also be proactive and takes steps to oust the intruders. You should know that mice live in groups. So, when you see one mouse, you probably have five, six or more squatters.

That’s a problem because mice can contaminate food and food preparation surfaces, which can lead to potential health issues.

Leave pesticides to the professionals

You might think that pesticides are the way to go to get rid of mice. But according to the Environmental Protection Agency (EPA), that’s only a good idea if you’re a pro. This is not a DIY project.

Improper use of pesticides could be toxic to both people and pets, and people with compromised immune systems can be especially vulnerable to improper use of pesticides.

Here’s what you can do to rid your home of furry unwanted irritants scurrying across the floor and more.

1. Use traps

If you’re not squeamish interacting with a dead mouse, then try the old-school method. Terminix recommends baiting the trap with peanut butter, bacon, chocolate, dried fruit or oatmeal. Another option is a glue trap.

Or, you can try something more modern. There are actually traps that use high voltage to shock the mouse. It might sound cruel, but since it happens quickly, there’s no suffering. How does it work? The bait station is in the back of the unit. The mouse enters the trap and triggers a sensor. That’s when a high voltage electric current electrocutes the mouse in seconds.

Alternatively, catch-and-release traps are a humane option. When you trap a mouse, you can release it far from where you live.

2. Seal-off floor and wall gaps

mouse holemouse hole

If you see an opening where wires and conduits are in your apartment, those could be road maps for vermin. Mice can enter a building or home through the smallest opening or crack.

Plug up even the tiniest holes, even the ones the size of a nickel! Mice commonly move through walls, ceilings, floors and even cabinets.

3. Your in-house mouser superheroes

The furry pet you want in your house just might solve your mouse problem. If they’re up for it. Your cat is your live-in pest control agent. Some dogs can take on the task of de-mousing with vigor, too.

Mice love pet food. So, if you leave it out for your pet, that’s likely where your cat or dog will find the pest, nibbling away on his or her food.

4. All-natural repellents

Here’s a natural way to repel the critters as a preventive measure from the start. There are various mice repellents on the market that contain no chemicals and are also pet-friendly.

Ingredients matter, so look for the ones that have peppermint essential oil or balsam fir oil. These specific fragrances cause mice to find the closest exit. Humane and effective, you can find this option as a spray repellent or in sachet or pouch form.

5. Keep food sealed in the pantry

sealed foodsealed food

Mice are in search of food. If you have a mouse problem, be sure that your food is safely sealed. Keep it out of the sight or smell of any mouse traipsing through your house. This means investing in airtight food canisters.

If there’s a package that’s ripped or open, remember that annoying mice can squeeze into even the tiniest opening in a bag or box of food.

Don’t do it all yourself

To help keep mice out of your apartment, have a list of what needs to be done to have a mouse-free home. The EPA recommends that you check your plumbing. Cover gaps and seals around sills, sewer lines and other spots they could squeeze into.

Ask the maintenance team in your apartment complex to do the hard stuff. This includes using caulk, knitted copper mesh, steel wool or foam insulation to block access around pipe openings.

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Source: apartmentguide.com

The Safest Place in Your Apartment During a Tornado

Tornadoes are no joke. With winds that can top 250 miles per hour, these storms can clear a path a mile wide and 50 miles long. Emerging from afternoon thunderstorms, tornadoes usually include hail and high winds. This is why you need to take cover when the warning siren goes off.

The average alert time for a tornado is 13 minutes, but there are environmental clues one is on its way. The sky transforms into a dark, greenish mass and begins to roar like an oncoming train.

Tornadoes can happen anywhere

Tornadoes occur all over the world, but, “In terms of absolute tornado counts, the United States leads the list, with an average of over 1,000 tornadoes recorded each year,” according to the National Centers for Environmental Information.

The U.S. experiences tornadoes all over the country, but one particular area gets hit the hardest. Known as Tornado Alley, the area covers South Dakota, Nebraska, Kansas, Oklahoma, Northern Texas and Eastern Colorado.

tornado alley maptornado alley map

Source: Accuweather

Whether you live in an area where tornadoes are common or not, it’s important to know how to stay safe in your apartment. Just as you create a plan for many emergency situations, know where to go in your apartment during these destructive storms.

Staying safe in an apartment building

On average, tornadoes move at speeds of about 10-20 miles per hour. They rarely travel more than six miles, which means they can damage a whole section of town. For that reason, if a tornado is in your area, seek shelter.

Basement

While basements are not an option in all apartment buildings, get low if you can during a tornado. Heading to the basement or even the sub-level of a parking garage offers the most insulation against the weather.

If your building doesn’t have a basement, try to get to the lowest floor if you can, regardless of whether or not it’s underground.

Interior rooms

The next safest option during a tornado is any area fully-inside the building. This means no outside walls. Under a stairwell, an interior hallway or even a room within your apartment can work. Make sure there are no windows.

Crouch down as low as you can get with your face down. Cover your head with your hands for extra protection or bring in a bike helmet to wear during the storm. Because of your location, there’s still a chance for debris to fall, so protecting your head is important.

Bathroom

Even if they have an exterior wall or windows, bathrooms are safe because the thick pipes inside the walls insulate you during a tornado. Climb into the bathtub if you have one and bring in your bed’s mattress to serve as a cover.

Closet

These are usually interior rooms by design, making closets a good choice to ride out a tornado. Pull your clothes off their hangers and grab any bedding from the shelves to insulate yourself. Don’t forget to close the closet door for even more protection.

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Avoid dangerous areas

Tornadoes kill about 80 people each year, according to John Roach at AccuWeather. There was a decrease in tornado fatalities in 2018, with only 10 Americans dying. This is the lowest number since record-keeping started in 1875.

Yet, people still lose their lives to these dangerous storms. While knowing the safest places to be in your apartment during a tornado, you should also know what areas to avoid.

Windows

With gusting winds strong enough to shatter glass, windows become dangerous during a tornado. Even worse, once a window breaks, all kinds of debris can blow inside.

If you can’t stay completely clear from windows during a tornado, do your best to block them and protect yourself. If you can, duct tape a blanket over the window or slide a big piece of furniture in front to keep glass out of your apartment.

Heavy objects

While it may seem like a good idea to slide under your bed or inch behind a heavy dresser for protection during a tornado, it’s not. These pieces of furniture can shift during a storm or even fall through the floor. You don’t want to get pinned under or against something so heavy you can’t move.

Preparing for a tornado

If you live in an area where tornado warnings are common, consider creating a tornado evacuation kit to have on hand. These can include items you’d need to safely and easily exit your apartment after a tornado passes, such as:

  • Portable radio
  • Flashlight
  • Extra batteries
  • Cell phone charger
  • Bottled water
  • Spare set of car and apartment keys
  • Photocopy of your driver’s license
  • Cash

Having these items ready can make it easier to evacuate your building after the storm.

Remaining safe after the tornado passes

Being safe doesn’t stop once a tornado passes. Dealing with the aftermath of this type of storm includes new dangers. Make sure to watch out for fallen or exposed utility lines, downed trees or limbs and debris.

Exercise extreme caution when leaving your apartment building. If enough damage occurs, you may have to stay out of your apartment. You may not see the dangers, so it’s important to wait for an official word before reentering. When you can, take pictures of any damage to your own property since you’ll most likely have to file an insurance claim.

Preparing for the unexpected such as weather, fire or even flood means having the right supplies and the best information on how to stay safe.

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Source: apartmentguide.com

NYC Noise Complaints Increase 279% in Just 4 Months

Even Americans who haven’t visited know that New York City never sleeps. Endless streams of people on the street and taxi cabs clogging the roadways are just part of the ceaseless movement in the city. With a population nearing nine million people, New York City always has something going on within its five boroughs.

With all the commotion, it’s safe to say that New York City could be one of the loudest cities on earth. However, it seems that New Yorkers are getting tired of the noise more than usual this year. From COVID-19 lockdowns to widespread protests, New York City has become quite chaotic lately — is this the cause of the increase in noise complaints?

Methodology

We analyzed data from NYC OpenData, which includes a database of 311 calls placed within the city. We looked at noise complaint calls placed from February 1, 2020, to June 30, 2020, and from February 1, 2019, to June 30, 2019.

We also used available population estimates from the U.S. Census Bureau to weigh noise complaint call data in relation to the population of each New York borough: The Bronx, Brooklyn, Manhattan, Queens and Staten Island.

Noise complaints rise 106% in one year

a line graph showing an increase in new york city noise complaints from 2019 to 2020a line graph showing an increase in new york city noise complaints from 2019 to 2020

It’s no secret that New York City is a noisy place –– the bustling streets and never-ending traffic jams create quite the cacophony of sound. However, it seems like residents are complaining about noise more than ever, especially since last year. Total complaints more than doubled from this time last year, increasing by 106 percent. 

Here’s a breakdown of the data between 2019 and 2020: 

Noise complaints increased by over 106 percent from 2019 to 2020 (within the measured time period). The city also saw a 97 percent increase in complaints from the beginning of April to the end of May 2020, marking the largest jump in noise complaints so far this year. These increases paint a striking picture of the considerable changes in city life over the last several months.

COVID-19, lockdowns and protests in NYC

an illustration showing a 279% increase in total noise complaints in New York City from February to June 2020an illustration showing a 279% increase in total noise complaints in New York City from February to June 2020

The beginning of March marked the start of quarantines, lockdowns and panic over the COVID-19 pandemic. With such a huge population density (27,000 people per square mile), New York City quickly fell into chaos as the virus spread through the city –– as of June 30, there were over 212,000 confirmed cases of COVID-19 in New York City alone.

Quarantines and lockdowns within the city meant millions of people began working from home. With so many now at home from 9 a.m. to 5 p.m., it’s no surprise that New Yorkers had more to complain about when it comes to noisy neighbors and the sounds of city traffic. The data reflects this timeline perfectly, showing a difference of nearly 10,000 additional complaints logged in March (compared to February).

The end of May 2020 came with a new noise in New York City: protests. This unrest was widespread across New York City, with protests in all five boroughs. The sheer volume of these protests can be seen clearly in the data we analyzed. From the beginning of May to the end of June, noise complaints increased by 79 percent. Additionally, complaints of “loud talking” more than doubled from the beginning of April to the end of May, about the time when the protests began.

Battle of the boroughs: Who complains the most in NYC?

Despite having a smaller population than other boroughs, The Bronx has logged the most noise complaints in 2020 so far –– a total of 81,869 complaints logged from February to June.

Because populations differ across the five boroughs, we divided each borough’s total complaints by its respective total population to find comparable percentages.

Borough-specific data is below:

  • The Bronx: 81,869 total complaints (6 percent of the population)
  • Manhattan: 74,661 total complaints (5 percent of the population)
  • Brooklyn: 73,899 total complaints (3 percent of the population)
  • Queens: 49,469 total complaints (2 percent of the population)
  • Staten Island: 6,635 total complaints (1 percent of the population)

A borough rich in local culture, The Bronx has been called the birthplace of hip-hop and salsa, is home to Yankee Stadium and boasts one of the most diverse populations in the city. This diversity could be related to a higher volume of noise complaints, especially since a 2017 study published in the Environmental Health Perspectives Journal determined that neighborhoods with higher poverty rates and larger minority populations experience more noise pollution than other neighborhoods.

New York City explodes with fireworks

From the beginning of April to the end of June this year, complaints about illegal fireworks increased by a staggering 283,595 percent –– only 19 complaints were logged in April, while complaints in June totaled 53,902. Brooklyn is seeing the majority of complaints about fireworks, with approximately one in three complaints originating from the largest of the boroughs.

Fireworks are the second most complained-about noise in New York City from February to June, with loud music and parties taking the first place prize for the most complained-about noise (157,823 total complaints during this time period). With this in mind, it’s important to note that 311 OpenData categorizes these complaints in their own section, rather than grouping them with other noise complaints.

Here is a breakdown of the noises New Yorkers complained about the most in June 2020: 

  • Loud music and parties: 73,238 complaints
  • Fireworks: 53,902 complaints
  • Traffic: 10,795 complaints
  • Loud talking: 7,213 complaints
  • Construction: 2,014 complaints

While summer fireworks in New York City have always been present, this year is definitely unique. The unusual volume of fireworks has raised many conspiracy theories among New Yorkers, with some claiming the government is using the fireworks to desensitize the public to “war-like sounds.” Others claim the police are using the fireworks as a punishment for the recent protests, while some say New Yorkers are simply bored in quarantine.

Whatever the cause of the fireworks, they are wreaking havoc across the city. Countless residents have been hospitalized with firework-related injuries and the city government has created a police taskforce to curb illegal firework activity, with police donning riot gear and arresting anyone believed to be involved.

New York City has always been loud, but 2020 seems to have turned up the volume in the city. Noise complaints are at an all-time high with no end in sight. If you’re living in New York City this summer, there are easy ways to soundproof your home.

Sources

U.S. Census Bureau | New York City OpenData: 1, 2 | Gothamist | The Atlantic

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Source: apartmentguide.com

10 Essentials for a Homemade First Aid Kit

Having medical supplies in your apartment just makes good sense. A well-stocked first-aid kit can help you respond effectively to common injuries and emergencies, according to the Mayo Clinic . Especially when an urgent need for an adhesive bandage or ice pack happens.

Why not be prepared and tailor a first aid kit to meet your everyday needs? A homemade first aid kit for minor emergencies lets you pick and choose all the must-haves. It doesn’t need to cost a slew of bucks either. Start your medicinal scavenger hunt at your local dollar store, where you’ll likely be surprised by the inventory.

The first step, determine your budget. Spend between $10 and $20 and have plenty of handy essentials right at your fingertips. Your first aid kit can be easily stored neatly in a pantry, or beneath the sink in your kitchen or bathroom.

We’ve organized a list of basics to help you get your homemade first aid kit ready for use.

1. Pain relievers

pain medicinepain medicine

Generic-brand pain relievers come in many formats such as gel, lotion and patches. Use pain relievers for headaches and to reduce swelling. Find them for less at discount stores.

You can also look for brand name pain relievers at your favorite big-box retailer, drug store or pharmacy. If you have a rewards card at your drug store, you can also look for two-for-one deals on the pain relievers that work best for you.

2. Reusable ice packs

Reusable ice packs, which you can store in the freezer, are musts for your first aid kit. They should be your go-to to reduce swelling from bumps and twists.

If you need an ice pack immediately but don’t have one that’s cold, make an investment and buy instant cold packs. They’re easy to use: Snap the seal inside or squeeze the pack and they get cold in an instant! Just be sure to look for ones that are non-toxic.

3. Protective gloves

Be cautious about cleanliness. Try to keep a wound that requires attention clean of germs by picking up non-latex gloves. Look for deals. Sometimes, they come in multi-packs.

4. Minor wound dressing

first aid kit supplies for dressing minor woundsfirst aid kit supplies for dressing minor wounds

Think of what you might need to dress minor wounds from accidental falls or burns from cooking. The list could include:

  • Gauze pads
  • Elastic wraps
  • Assorted band-aids
  • Cute band-aids for littles
  • Adhesive tape
  • Bandage strips and “butterfly” bandages in assorted sizes
  • Antibiotic ointments
  • Antiseptic cleansers

5. Hydrogen peroxide

You can shop for hydrogen peroxide at the dollar store of choice. You can also save there on musts like hand sanitizer and non-latex gloves for whoever is administering the first aid.

6. Applicators

Be sure to have items you use every day, including cotton balls and swabs. They’ll serve double-duty in the bathroom for everything from ear cleaning to makeup removal.

7. Tweezers

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Look for tweezers for splinter removal in the health and beauty section. Get small scissors for cutting bandages or gauze to the right length, too.

8. Thermometer

To know for sure if someone is running a fever, you should pick up a thermometer and add it to the kit’s mix. Some digital varieties even come with disposable plastic sleeves. These are great if you have more than one child whose temperature must be taken.

9. First aid box or case

Check the automotive and household aisles and you might score a small, sectioned case with a snap-lock to store everything in.

10. First aid manual

It’s also helpful to include a first aid manual in your kit as a guide for treating minor injuries and wounds. Look for one with instructions on performing CPR and diagrams of how to perform the Heimlich maneuver, in the event of choking.

Need more stuff?

For more extensive homemade first aid kits, you’ll probably have to stray outside the bounds of the dollar store. Head to your local pharmacy or supermarket to pick up extra items.

Now that you’ve created a first aid kit for your apartment, you’re a pro! Create a second first aid kit to keep in your car. You never know when it could come in handy.

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Source: apartmentguide.com

Does Renters Insurance Cover Storm Damage?

Your apartment comes with precautions like smoke and carbon dioxide detectors and alarm systems. But what about extreme weather events and natural disasters?

Your landlord’s insurance may only cover the building structure. But you’ve done your due diligence and signed up for renters insurance, insurance coverage that protects you and your belongings inside your rental.

But depending on the natural disaster, your policy could not be exhaustive enough and provide you with enough coverage. Sure, a tornado may be included, but not a big flood or landslide.

According to esurance, the average renter owns about $20,000 in personal property. That’s a lot of valuables, many of which are unable to be replaced.

Learn more about what kind of storm damage renters insurance covers — and what it doesn’t — and how to make sure you’re covered. If you’re not sure about your coverage, don’t hesitate to reach out to your insurance agent.

You’re covered for these

Most renters insurance policies cover damage from hail, lighting, windstorms, wildfires and the weight (think ceiling/roof) of ice, snow and sleet.

These perils, as they’re called by the insurance company, are often covered and you may receive a reimbursement to replace your damaged items.

If the wind breaks a window and your living room furniture gets ruined from the hurricane-force winds, you may be covered under your policy.

When speaking to your agent, depending on how bad the storm damage is, make sure that your policy covers alternative housing while repairs are ongoing. Your renters insurance may pay for you to stay at a hotel in the meantime.

You’re not covered for flood damage

Nearly 41 million Americans currently live in flood zones. But renters insurance does not cover flood damage, just water damage caused by appliances.

If there’s a high risk of floods in your area, consider an umbrella flood policy to protect yourself and your belongings. First, use the FEMA Flood Map to identify your area and its risk of flood.

If you need protection, the National Flood Insurance Program, a community program insurance policy, offers access to participating flood insurance providers. Before signing, ask how soon until the policy goes into effect — 30 days is the standard.

The flood policy will help you return your property to pre-flood conditions, according to FEMA.

floodingflooding

Or earth movement

Half of U.S. residents are at risk for damage from an earthquake, according to the United States Geological Survey’s (USGS). Most people think of California and the Pacific Northwest. But there are many spots around the country that exhibit earthquakes with enough magnitude to cause damage. Just last December, scientists recorded a 4.4 earthquake in Tennessee.

Earth movement doesn’t only include earthquakes, but also landslides and volcanic eruption. None of these events are included in your renters insurance coverage.

Depending on your home’s location, you may consider buying an additional policy for earthquake, landslide or earth movement protection. According to USAA, there are grants available in California to discount the price of earthquake insurance.

For landslides, an additional policy is required. It’s based on the property’s slope, house value, closeness to nearby mountains and hills and frequency of landslides. It’s expensive so be sure that your home needs it before pulling the trigger.

Choosing reimbursement

The main issue will be replacing your valuables after the storm damage. When looking for the best policy for you, talk to your agent about the benefit of replacement cost coverage vs. actual cash value coverage.

Depending on your items, one may be better than the other. Replacement reimbursement gives you the value amount for the item as if it was purchased today. The actual cash value is the depreciated value of it before the damage occurred.

How can your property manager help?

After the incident, follow up with your landlord or property manager to confirm the timeline of repairs. If the storm damaged the outside of the structure and deemed your home less than optimal for living, inquire about reimbursement for alternative living costs.

Inventory all damaged belongings once it’s safe to do so after the storm. Let your landlord know that you’re coordinating as well with your renter’s insurance. You’ll be glad that you have an up-to-date policy to help you get back on your feet during this scary time.

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Source: apartmentguide.com