How to Buy and Sell a Home at the Same Time

Buying a new home at the same time as you’re selling your old home is all about timing — and some luck, of course. And while you can’t control everything that happens during the complicated buying and selling process, there are some things you can do to set yourself up for smooth closings — maybe even on the same day!

Consider this key information on how to buy and sell a house at the same time.

Evaluate the local housing market

The state of the real estate market in your area is often the biggest factor in timing your home purchase and sale correctly. Knowing what kind of market you’re in is important whether you’re just moving across town, or if you’re moving across the country. If you’re selling in one market and buying in another, you’ll need to factor that into your timing. The length of time it takes to buy and sell can vary dramatically depending on the local real estate scene.

What is a buyers market?

In a buyers market, there are more homes available than people looking to buy. In a buyers market, you’ll likely have an easier time finding your new home than you will selling your old home. Sellers may be willing to accept a contingent offer, which means you agree to purchase their home contingent on selling yours first — more on that later.

What is a sellers market?

In a sellers market, there are more buyers in the marketplace than there are homes available. In a sellers market, your current home will likely sell more quickly than you’ll be able to find a new home. Consider asking your buyers to do a rent-back after closing to allow you time to find your new place.

If you’re in a…                       What to do
Buyers market Make an offer with a sale contingency
Buyers market Request an extended closing
Sellers market Make an offer with a settlement contingency
Sellers market Ask for a rent-back agreement

Choose an experienced real estate agent

Buying and selling at the same time can be complicated and at times overwhelming, so it’s helpful to have a pro by your side. An experienced local agent will not only be able to help you determine the market value of your home, but they’ll be able to talk you through timing, strategy, and negotiation.

An agent can guide you to a listing price

In addition to answering questions about process and helping you negotiate, one of the most important roles your agent plays is to help you find the perfect listing price — one that will help you sell on your desired timeline and for enough money to help you take that next step. They’ll use their local market expertise and comparables to inform the price.  

Remember to interview

Don’t just go with the very first real estate agent that comes your way. Especially when you’re buying and selling at the same time, it’s important to give your business to a true professional, one who can really help you make smart decisions. And, if you’re buying and selling in the same market, consider using the same agent for both transactions to help streamline communication.

Understand your financials

After you’ve chosen an agent and gotten a feel for your local market, it’s time to know your numbers. Reach out to both your mortgage lender and your financial planner to see what’s feasible based on your financial situation. The amount of liquid cash, the amount of equity in your home, and the loan products you qualify for can all factor into which path you take.

Determine your home’s likely resale value

Part of researching your equity is knowing how much your house will reasonably sell for in the current market. Consider completing a pre-inspection so you know how much work needs to go into your house before selling, or the types of concessions you’ll have to make to a buyer to cover those repairs.

Know how much equity you have in your home

If you’re selling a house with a mortgage, do some initial research to find out how much equity you have — meaning the amount left over when you take the current market value of your home and deduct what’s remaining on your mortgage. Also, consider if you’d be able to purchase without tapping into that equity. Remember, the equity you have in your home won’t be accessible until after the sale closes.

Buying a house before selling

If you choose to buy a second home before selling your current home, here are some ways to make it happen:

Make an offer with a sale contingency:  In this scenario, you’ll focus on finding a new home before you list the old one. Once you find a house you love, you’ll submit your offer with a sale and settlement contingency, which means you’ll buy the home only if you can successfully sell your existing home. Typically, the sellers of the home you’re buying are still allowed to seek other offers. Contingencies typically work best in buyers markets, when the seller is less likely to get another offer.

Request an extended closing: If you’re confident that your existing home will sell in a short period of time, you can request to extend the closing date of your new home, past the standard 30-45 days. This will give you enough time to sell your current home and use your home equity to buy another house. Just like with contingent offers, you’re more likely to have success with this strategy in a buyers market.

Purchase with savings: If you’re in the financial position to do so, the simplest route is to use your savings to pay your new down payment, then sell your old home after the dust settles. Keep in mind that you’ll also need money to cover closing costs, inspections, and moving expenses.

Purchase with a HELOC: A HELOC, or home equity line of credit, allows you to borrow against the equity in your current home. If you qualify, you could use a HELOC to access money for your down payment, then pay it off when your home sells.

Purchase with a bridge loan: A bridge loan is a short-term loan offered by a bank to cover your down payment, just until your sales close. Make sure to talk to your banker about this option early in the process, because not all banks offer this product and it can be hard to qualify.

Rent out your first home: If you don’t need the money from your first home to make your down payment on the new home, you could always find renters for your old home, which would allow you to cover the mortgage costs while delaying the need to sell at the same time as you’re buying.

Sell your house with Zillow Offers: The Zillow Offers program makes it possible for you to sell your home quickly and with less hassle. If you’ve already made an offer on a new home, Zillow Offers can be a great option, as you can receive a competitive all-cash offer in less than 72 hours. You can also choose your closing timeline, making it easier to close the sale on your old home in time to apply your equity toward your new purchase. Plus, you may be able to save thousands if you’re eligible for the Zillow 360 program.

Pros of buying before selling

  • You have somewhere to move right away.
  • You only have to move once, which allows you to save money on storage units or temporary housing costs.
  • You’re less pressured to make quick buying decisions, as you can always stay in your current home a little longer if you don’t find a property you love.

Cons of buying before selling

  • You may feel rushed to sell, which may lead you to take a lower offer than you would otherwise.
  • Contingent offers are less competitive, especially in fast-paced markets.
  • You may not have enough cash to make a competitive offer if your money is tied up in your current home.
  • If you decide to rent out your current home, being a landlord isn’t always a walk in the park. And, when you do decide to sell, it can be a challenge to sell while tenants are living in the home.

Selling a house before buying

If you’ve decided to sell your current home first, here are some steps you can take to make the process a bit smoother.

Make an offer with a settlement contingency: In this case, you’ll list your house first, then once you have an offer in hand (but before closing), you start looking for your new digs. When you find a house you love, you’ll submit an offer with a settlement contingency, which means you’ll buy the home contingent on the sale of your existing home closing. This works best in a seller’s market, where you can expect to receive offers on your existing home fairly quickly.

Find a temporary rental to live in: Yes, you’ll have to move twice, but sometimes closing one sale before starting another one can be the least stressful option, as it takes the pressure off the timing and gives you the time to find a home you really love.

Sign a rent-back: A rent-back provision is when you go through with the sale of the home, with the agreement that you can rent the home back from the new owners (and keep living in your home) for one or more days. This option can give you more time to shop for your new home, while still giving you access to the money from your sale. Keep in mind that this option works best in a sellers market, where buyers have to be more flexible with contract terms in order to get the home they want.

Pros of selling before buying

  • You know exactly how much equity you’ll have available to put toward your new home.
  • You can easily roll your existing equity into the new purchase.
  • It can be less stressful to close the book on one chapter before focusing on your next move.

Cons of selling before buying

  • You’ll likely have to find a temporary living situation.
  • Storage and double moving costs can add up.

Source: zillow.com

10 All-Natural DIY Fertilizers for Your Garden and Yard

You’ve probably heard that you can use a banana peel and other compost to fertilize your garden, but did you know some items—like gelatin, coffee grounds, and even a matchbook—can have specific benefits for your plants?

By

Bruce and Jeanne Lubin
April 20, 2021

hydrogen peroxide—the extra pump of oxygen from the peroxide prevents root rot and over-watering. Just mix a tablespoon of hydrogen peroxide with 2 cups water, and water your plant with the solution. Its disinfectant properties will fend off bacteria, mold, fungus, and other nasty soil-borne diseases.

Cereal Crumb Fertilizer

Did you know that cereal crumbs are great for plants? They supply much-needed nutrients to the soil, which makes sense given that they’re grains that came from the soil in the first place! Instead of shaking the box over the trash before ripping it up for recycling, dump the remains of the flakes into your houseplants or garden for a treat they’ll love.

Wondering what else you can do with leftover cereal? Check out Clever Cookstr’s 93 Ways to Cook with Crispy Rice Cereal

Make Your Own Bonemeal

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As you may know, bonemeal is an excellent source of nutrients for your plants. But instead of spending $8–$10 on a bag at your local gardening store, make your own! Bonemeal is just bones, after all. Save bones from chicken, turkey, steaks, and stews, then dry them out by roasting them in a 425ºF oven for a half an hour or microwaving them on high for 1–6 minutes (depending on how many bones you have). Then place them in a plastic or paper bag and grind them up by hitting them with a hammer, then rolling them with a rolling pin. Mix the resulting powder into your soil for a life-producing treat for your plants. And you didn’t spend a cent!

A Must-Have for Growing Carrots and Tomatoes

The best thing you can give your carrot and tomato plant seeds is also what keeps you going during the day—coffee! Carrots and tomatoes both need extra nitrogen, which coffee has in spades. Mix the seeds with coffee grounds (used is fine) before you plant them. The coffee will provide your growing plants with the nitrogen they need, while having some extra bulk to plant will ensure they don’t end up all lumped together.

What else can coffee do? Read Ask Science’s Health Benefits of Coffee

Slow-Release Nitrogen

For plants other than carrots and tomatoes, extra nitrogen can give them a boost, but too much can harm them. So use this nitrogen-rich DIY fertilizer that releases the nitrogen slowly into the ground. Dissolve a packet of unflavored gelatin in 3 cups warm water. Then use it to water plants in need of a little TLC. You’ll get all the benefits of an expensive fertilizer without the price tag!

Epsom Salt Lawn Fertilizer

Did you know Epsom salts are one of the best natural lawn fertilizers around? They’re composed of magnesium and sulfur, both of which are highly beneficial to grass. Magnesium kick-starts seed germination and is also a player in manufacturing chlorophyll, the substance that plants create from sunlight in order to feed themselves. Sulfur, meanwhile, also helps with chlorophyll, while simultaneously enhancing the effects of other fertilizer ingredients such as nitrogen, phosphorus, and potassium. It also deters certain pests such as ground worms. With all these benefits, it’s no wonder that savvy lawn care specialists have been using Epsom salts for years. You can either sprinkle them on your lawn using a spreader or make a liquid solution out of them by adding some water and putting the mixture in a spray bottle.

Healthy Pepper Patch

This advice definitely sounds like an urban legend, but it’s such an easy way to grow fantastic peppers that you have to try it. A matchbook buried near the roots of each pepper plant will transmit sulfur, a great fertilizer for them.

Eggshells for Plants

Save eggshells for your garden plants. Just crush them up and spread them around the stems of your vegetables or flowers, then cover with a small amount of soil. They’ll not only provide fertilizer, they’ll help keep slugs and snails away. You can also use water that you’ve used to boil eggs in—when you’re finished cooking, just use the cooled, nutrient-enriched water to water your plants!

If you need something to do with the eggs inside the shells, read Who Knew’s 8 Tricks for Perfect Breakfast Eggs

A Second Life for Seafood Shells

Shells from mussels, clams, or other shellfish are also great for gardens. Just crush them up and spread in your garden like the egg shells. The calcium in the crushed shells is also great for grass!

A Little Fat for Your Roses

Rose bushes can be one of the hardest plants to grow, but an extra dose of nutrients can help. A small amount of fat drippings buried at the base of a rose bush will keep it healthier and make it bloom more frequently. Just beware that this can be a terrible tip if you have a dog who likes to dig!

For more great outdoor tips, check out our Gardening and Yard Tips Pinterest board, and don’t forget to follow us on Facebook for our Tip of the Day!

The suggestions offered here are for informational purposes only.  The Authors and Publisher do not accept liability for damages arising from the use, attempted use, misuse or application of any of the suggestions included on this website.



About the Author

Bruce and Jeanne Lubin

Bruce Lubin and Jeanne Bossolina-Lubin are the proud parents of three boys and more than a dozen books. After saving thousands per year using everyday tips and simple lifehacks, they started their own business in the hopes of sharing their knowledge with others. They have been known to go into their friends’ refrigerators to turn their eggs upside down so that they last longer.

Source: quickanddirtytips.com

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How Many Credit Checks Before Closing on a Home?

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Throughout the approval process, push yourself to maintain your credit while lenders pull it.

Navigating the purchase of a home can be overwhelming for first-time buyers. Lenders require documentation of seemingly every detail of your life before granting a loan. And of course, they will require a credit check.

A question many buyers have is whether a lender pulls your credit more than once during the purchase process. The answer is yes. Lenders pull borrowers’ credit in the beginning of the approval process, and then again just prior to closing.

Initial credit check for preapproval

In the first phase of acquiring a loan, pre-qualification, you’ll self-report financial information. Lenders want to know details such as your credit score, social security number, marital status, history of your residence, employment and income, account balances, debt payments and balances, confirmation of any foreclosures or bankruptcies in the last seven years and sourcing of a down payment. This is only a portion of the total information needed for your mortgage application.

Once you’re ready to get preapproved for a loan, lenders will verify your financial information. During this phase, lenders require documentation to confirm the information in your application and pull your credit history for the first time. You may be required to submit a letter of explanation for each credit inquiry in recent years, such as opening a new credit card, and for any derogatory information in your history, like a missed payment.

Once you find a home within budget and make an offer, additional or updated documentation may be required. Underwriters then analyze the risk of offering you a loan based on the information in your application, credit history and the property’s value.

Second credit check at closing

It can take time for your offer to be accepted, and for your loan to pass underwriting. During this period from the initial credit check to closing, new credit incidents may occur on your history. Many lenders pull borrowers’ credit a second time just prior to closing to verify your credit score remains the same, and therefore the risk to the lender hasn’t changed. If you were late on a payment and were sent to collections, it can affect your loan. Or, if you acquired any new loans or lines of credit and used those credit lines, your debt-to-income ratio would change, which can also affect your loan eligibility.

If the second credit check results match the first, closing should occur on schedule. If the new report is lower or concerning to the lender, you could lose the loan. Alternatively, the lender may send your application back through underwriting for a second review.

It’s important for buyers to be aware that most lenders run a final credit check before closing, so the home-buying window is a time to prudently mind your credit.

Related:

Source: zillow.com

Home Buying Tips

17 Natural Remedies to Get Rid of Acne and Pimples

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Tired of pimple popping and frustrating acne? We’ve got 18 natural remedies you can make at home that could help. 

By

Bruce and Jeanne Lubin
January 28, 2021

4 Common Skin Problems and How to Deal

Banana peels for pimples

As we shared in our post on the many uses of a banana peel, you can rub the pulpy side of the peel right on your face to help get rid of pimples.

Acne attacker

Got a pimple problem? Don’t head to the skincare aisle of the drugstore just yet—not only are those treatments costly, they also contain tons of chemicals that your skin does not need. Instead, reach for a bottle of hydrogen peroxide. This common (and cheap) over-the-counter antiseptic is a miracle-worker on acne. It kills the pimple-producing bacteria living in your skin and oxygenates your pores to prevent new bacteria from setting up shop. First, wash your face with soap and water to remove dirt, oils, and any make-up. Gently pat dry. Then soak a cotton ball in peroxide and dab it over any blemishes or apply it all over your face. Let sit for about two minutes, or until the peroxide stops bubbling, then rinse off with water and apply oil-free moisturizer to keep your skin hydrated.

Experiment with what you’ve got in your pantry and see what works best for your skin.

DIY pore strips

Here’s an affordable alternative to commercial pore strips, which help keep skin clear and free of pimples. Mix together 1–2 tablespoons unflavored gelatin with equal parts milk, and heat until warm. Spread this mixture on your skin, and allow to dry completely. You will be able to peel it off in strips, removing blackheads in the process!

Glue pore strip

Here’s another cheap and easy DIY pore strip: white glue like Elmer’s. Spread a thin layer on the problem area (avoiding the eyes), let dry, and peel away. It works on blackheads, and it’s actually pretty fun!

Potato acne fighter

Sprouting pimples like they’re going out of style? Try this neat trick to clear up your face. Cut a raw potato in half and rub the flat end over your face. Leave the juice on for 20 minutes before rinsing off. The starch in the potato will help dry out your oily skin.

RELATED: Which Type of Potato Should You Use?

Nourish with nutmeg

This nutmeg-milk scrub provides a double-whammy of skin nourishment: Nutmeg works as an astringent, exfoliant, and anti-inflammatory (goodbye blackheads and acne), while the milk’s lactic acid works as a peel to eliminate dead skin cells. To make the scrub, combine nutmeg and milk until the mixture resembles a paste. After washing your face with a cleanser, massage the nutmeg scrub onto your skin in gentle circular strokes. Exfoliate for 5–10 minutes, then rinse.

Stop a zit in its tracks

If a giant pimple sprouts up at work or school, here’s a way to make it less noticeable without applying a face mask at your desk: Place an ice cube on it for 30–60 seconds, and/or place a few eye drops onto a tissue and hold it on the spot for 3 minutes. This will cause the blood vessels below your skin to contract, making the pimple less red and easing some of the irritation.

Honey for pimples

We love this all-natural remedy for skin blemishes—it’s easy, effective, and cheap! Simply apply a drop of honey on top of the affected area and cover with a band-aid. Honey is loaded with healing enzymes that kill bacteria and toxins, reduce inflammation, and moisturize the skin. So the next time your skin acts up, just reach into your kitchen pantry for some sweet stuff.

No ifs, ands, or butts

Who knew diaper rash cream could help get rid of pimples? Dab a bit on offending areas, and the zinc oxide in the cream will dry up oil and kill bacteria, while the moisturizers will soften your skin. Meanwhile, it costs less than most store-bought acne treatments with the same ingredients.

Tea tree + toothpaste

Fear you’re getting a pimple? Dab the offending spot with a little tea tree oil (available at many drugstores), then cover it with a bit of toothpaste. The tea tree oil is a great all-natural remedy with proven results similar to over-the-counter acne creams, and the toothpaste has an anti-inflammatory effect. Repeat three times a day for an ongoing acne problem.

If you have rosacea, avoid tea tree oil because it may aggravate your condition.

Bag those blemishes

Both chamomile and mint have anti-inflammatory properties, so try soaking a tea bag in water and then applying to your acne for a few minutes several times a day. You can also use green tea, which is both anti-microbial and anti-inflammatory. Supercharge this remedy by making ice cubes out of the tea! Chamomile, mint, and green tea work great, but you can also use hibiscus or even basil tea. Experiment with what you’ve got in your pantry and see what works best for your skin.

SEE ALSO: Who Knew’s 5 New Uses for Used Tea Bags

Get rid of acne scars

Do you have acne scars or other dark spots on your face? Erase them with home remedies. You can use the enzymes in certain foods to help lighten them! Here’s a soothing mask to try. Stir together 1 teaspoon each lemon juice and honey plus 2 teaspoons plain yogurt in a small bowl. Apply to your face, and leave on for about 10 minutes. Rinse with warm water.

For more all-natural remedies from all around the internet, check out our Health and Beauty Tips board on Pinterest. 

The suggestions offered here are for informational purposes only.  The author and publisher do not accept liability for damages arising from the use, attempted use, misuse, or application of any of the suggestions included on this website.


About the Author

Bruce and Jeanne Lubin

Bruce Lubin and Jeanne Bossolina-Lubin are the proud parents of three boys and more than a dozen books. After saving thousands per year using everyday tips and simple lifehacks, they started their own business in the hopes of sharing their knowledge with others. They have been known to go into their friends’ refrigerators to turn their eggs upside down so that they last longer.

Source: quickanddirtytips.com

Home Buying Tips

5 Tips for Picking the Perfect Paint Palette

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Picking the perfect paint color can be tricky. Keeping track of the paint you picked can be even trickier. Find out how to stay organized and in control when it comes to your room’s paint palette.

By

Bruce and Jeanne Lubin
January 22, 2021

Domestic CEO’s 9 Unique Wall Décor Ideas

Glass pieces

Your friend has some leftover paint, but you’re not sure what it will look like when it dries. To find out, try this simple trick: Paint a piece of glass (a microscope slide works well, if you have one), then look at the color from the non-painted side. It will reflect what the dried color will look like.

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Don’t let your white paint yellow

When painting walls and ceilings white, it’s best to add several drops of black paint into each can of white. Why? The paint will cover with fewer coats, and be more reflective. Many experts say it will also cause the paint to yellow less quickly.

SEE MORE: Who Knew’s What Should You Do With Leftover Paint?

Make your own swatch book

When painting your house, it’s always a good idea to keep track of paint colors—you may need them to match future paint jobs or to help you coordinate other items in the house. Create swatches by dipping a 3-by-5-inch index card into your paint can and writing down the details.

Opt for “Oops Paint”

To save money on painting costs, check out the “oops paint” section (yes, that’s really what it’s called) of your local hardware store. You’ll find great deals on brand new cans of custom paint returned by customers who didn’t like the color. It’s a great way to find a color for an accent wall or even a primer at a huge discount. You’ll pay anywhere from one to five dollars per can, rather than $20 and up.

RELATED: The Relationship Doctor’s How to Make Tough Decisions as a Couple

For everyday tips and lifehacks, tune in to the Who Knew podcast on iTunes and Stitcher! And don’t forget to follow us on Facebook and Twitter.


About the Author

Bruce and Jeanne Lubin

Bruce Lubin and Jeanne Bossolina-Lubin are the proud parents of three boys and more than a dozen books. After saving thousands per year using everyday tips and simple lifehacks, they started their own business in the hopes of sharing their knowledge with others. They have been known to go into their friends’ refrigerators to turn their eggs upside down so that they last longer.

Source: quickanddirtytips.com

Home Buying Tips

17 Tips to Transform Your Outdoor Space

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Turn your yard into a paradise using these easy DIY tips.

By

Bruce and Jeanne Lubin
June 3, 2020

quickanddirtytips.com

Home Buying Tips

How to Prepare Your House for Winter

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As the weather gets colder and we hunker down, here are fifteen must-do tasks to prepare your house for winter storms.

By

Amanda Thomas
October 23, 2020

get your home ready for the winter weather. To help you get started, here is a checklist with some of the most important tasks to get your house ready for the snow and cold.

Check for Leaks

In the winter, you want to make sure your home is a fortress. You don’t want any of your precious heat escaping, and you don’t want any of the winter weather getting in. To help you figure out your home’s leaky spots, you can hire a professional to do an energy audit on your home. This is a great option if you don’t have the time, or the desire to climb on your roof.

Windows: Swap out your screen windows for storm windows. During that process, check around your windows to make sure they are well sealed. To help identify small gaps, carefully hold a lit match or lighter a couple inches from the frame of the window. Move the flame around, always making sure it’s a safe distance from surfaces and fabrics, and watch for the flame to “dance.” If the flame moves, there is air movement in that spot. Use caulk to seal around the frame, or use a plastic window insulation kit to cover an entire window.

Heavy curtains will help keep more heat from escaping through your windows.

Doors: Replace your screen doors with storm doors. Again, check the seals during that process. If you can see any light around your doors, you have a significant gap for warm air to escape. Even if you can’t see any light, you still want to check the rubbery weather stripping around the door. If it’s brittle or cracking, it’s not doing its job. Installing a new weather stripping kit from a hardware store is a quick fix to make sure your doors are sealed.

Ducts: As time goes by, seals on duct work can come loose. Check your duct work to make sure your ducts aren’t letting any heat out into your attic, which can cause snow to melt and refreeze as ice dams on your roof.

Roof: Before winter arrives is a great time to check your roof for the season. Climb up (or at least get on a high ladder) and examine the shingles. Replace any that are missing or broken.

SEE ALSO: Who Knew’s How to Prepare Your House for Winter

Make Sure Your Heating Systems Work

Furnace: Before it gets too cold, have your heating system checked out by a professional. The first really chilly day of winter is not the time to figure out your heater isn’t working. Have a heating and air company come out, check the systems, and change the filters, and you’ll be ready for Old Man Winter when he arrives.

Water Heater: The end of fall is a great time to drain your water heater. This should get done once a year, so if you haven’t done it recently, make sure you do before you find you only have really cold water in your house.

Chimney: If you have a chimney, make sure you sweep it (or have it professionally swept) before lighting any fires for the season. Removing the excess soot, as well as the birds and animals that made their homes in chimneys throughout the year, will help prevent fires and smoke damage. Also, examine the damper to make sure it’s still looking good. If it’s bent or warped, warm air will be able to escape through the chimney.

Reverse Ceiling Fans: If you have ceiling fans, now is the time to reverse them. Putting them in reverse will help blow down warm air that would otherwise be stuck near the ceiling, which will likely mean you can turn your heat down a degree or two.

If your fan runs on a remote, there is likely a button on the remote to switch the direction. If your fan runs on a switch, look for a small toggle or switch on the fan motor to make the change.

Be Ready Outdoors

Gutters: Make sure your gutters are ready to handle the winter precipitation. Empty the fallen leaves and anything else that has gathered in the gutters. Make sure they are secure to the roof, and repair them as needed. Also, make sure the drain pipe from your gutters is long enough and directing winter rains and melting snow away from your home’s foundation.

Water Lines: Prevent burst pipes by turning off all exterior water lines or insulating the pipes. If you have a sprinkler or irrigation system, drain the lines to make sure no water is left to damage the underground lines.

RELATED: Domestic CEO’s Fall and Winter Home Maintenance Checklist

Tools: Be ready to get yourself out of the house by making sure all your winter tools are in good working condition. Turn on the snow blower, visually check the shovels, and stock up on salt or deicers. Having everything in its place and ready to go will give you a good start on digging out from a big blizzard.

Prepare Your Safety Kits

Pantry: During the winter, it’s always a good idea to keep extra food supplies in your pantry in case a big storm prevents you from getting to the store. Boxed and canned foods are the best because they take no electricity to store (in case that goes out), and have a long shelf life. Stock your pantry with a week’s worth of pastas, canned fruits and vegetables, soups, rice, beans, and bottled water, and you’ll be ready if the big one hits your town.

Boxed and canned foods are the best food to keep in stock because they take no electricity to store (in case that goes out), and have a long shelf life.

Lights: If a winter storm takes out your electricity, make sure you are ready with flashlights and candles to light your home. Keep flashlights in every room, and teach your kids where they are in case they need to find them in the dark.

Heat: If you have a wood burning fireplace, keep a solid stash of wood ready in case your power goes out. If you are in an area prone to losing power, you may also want to invest in a generator to run your furnace a couple hours a day during power outages. A good stash of blankets and comforters will help you get through chilly days and cold nights.

Detectors: Winter means an increase of home fires and carbon monoxide leaks. Make sure you and your family are protected by replacing the batteries in your smoke and carbon monoxide detectors and testing them before winter hits.

All the tasks on this list are important to get done before the snow starts falling. If you don’t have the time to do them all, hire a trusted professional to help you knock a few off tasks off your list. You’ll be thankful that you have everything done and ready as soon as the first big storm hits.

I’m the Domestic CEO, helping you love your home.

Image courtesy of Shutterstock.


Source: quickanddirtytips.com

Home Buying Tips

16 Natural Remedies to Relieve Itchy Mosquito Bites

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There are 16 items you have in your home right now that will stop the itching (and often, the swelling) associated with bites from mosquitoes, flies, and other biting bugs. Relieve itchiness with these all-natural remedies before you head to the store!

By

Bruce and Jeanne Lubin
August 11, 2020

How to Get Rid of Bad Breath Naturally

Bar Soap

Ease mosquito and other bug bites by rubbing them with some dry bar soap like Ivory. It will provide quick relief from itching!

If you don’t have any bar soap on hand, you could also use hand soap (it’s just harder to keep on the bite!).

Tea

Tame that painful bug bite with a little tea. Soak a bag of black tea in warm water and then apply it to the bite. The tannic acid will help reduce swelling and pain.

Alka Seltzer

If it’s bug season and your family has got the itch, apply this solution to the affected areas for relief: Add two tablets of Alka Seltzer to a half a glass of water. Use a cotton ball to rub this into your bites, and let it sit for 30 minutes

Milk of Magnesia

Want to eliminate the itch from a bug bite? Look no further than the milk of magnesia in your medicine cabinet. Dab a little bit on the spot, and the antacid will stop the itchiness in its tracks.

Hemorrhoid Cream

You may have heard that hemorrhoid cream can relieve undereye puffiness, but did you know it could also help your mosquito and other bug bites? Applied topically, it will reduce the pain and the swelling of an insect bite.

Deodorant

We love this quick fix for an insect bite! Just rub antiperspirant or deodorant over the spot and the itch will go away. It contains some of the same ingredients as anti-itch creams.

Related: 6 All Natural Ways to Get Rid of Body Odor

Antacid

Here’s a clever use for that roll of antacids you’ve got at the bottom of your purse: an itch reliever! Crush one tablet with enough water to make a paste and spread it over any itchy spots for relief, especially mosquito bites.

Thousand Island Dressing

We know this one sounds a little goofy, but it actually works. The next time you get a bug bite, try applying a little thousand island dressing to stop the itch.

Toothpaste

Have a bug bite that won’t stop itching? Get relief with a dab of toothpaste (the white, non-gel variety works best) and it will take the itch away as well as a dab of calamine lotion does.

Rubbing Alcohol

A great way to stop mosquito (and other) bites from itching is with a dab of diluted rubbing alcohol. In fact, ammonia is the main ingredient in many of the itch-relief products currently on the market. Just mix four parts water for every one part alcohol. You can also use ammonia in place of the rubbing alcohol.

Caution: Don’t apply rubbing alcohol or ammonia if the skin is broken near the bite! It will sting.

Meat Tenderizer

If you’ve just come back from a long weekend camping, you’ll love this tip. Use meat tenderizer to treat insect bites! Moisten a teaspoon of tenderizer with a little water and rub it immediately into the skin. Commercial meat tenderizers contain papain, the same enzyme as papaya. It actually decomposes insect venom, easing itchiness and swelling.

Aspirin

The next time you get a bug bite, crush an aspirin tablet and rub it into damp skin. The active ingredient in aspirin, salicylic acid, is an anti-inflammatory, and it will reduce the pain of the swelling and itching. 

Just for fun: How to Solve Your Biggest Summer Problems

For more ways to deal with insects and bites from all around the internet, check out our Bug and Pest Natural Remedies board on Pinterest. And don’t forget to follow us on Instagram!

Image courtesy of Shutterstock.


About the Author

Bruce and Jeanne Lubin

Bruce Lubin and Jeanne Bossolina-Lubin are the proud parents of three boys and more than a dozen books. After saving thousands per year using everyday tips and simple lifehacks, they started their own business in the hopes of sharing their knowledge with others. They have been known to go into their friends’ refrigerators to turn their eggs upside down so that they last longer.

Source: quickanddirtytips.com

Home Buying Tips

11 Coffee Hacks for Flavor, Stains, and More

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Coffee is way more than a stimulant. We gathered our top tips for the delicious bean, including ways to better the flavor, to get out household stains, and even use it for decorating! 

By

Bruce and Jeanne Lubin
December 2, 2020

Why Do We Call Coffee a ‘Cup of Joe’?

Perk up your coffee

Make stale coffee taste like it’s just been brewed by adding a pinch of salt and a dollop of fresh water to your cup. Heat it up in the microwave, and you’re ready to power through the rest of your workday. Works for me every time!

Remove coffee stains

These stubborn stains aren’t going to get themselves out! 

Chase coffee stains

Coffee stains can be frustrating, but you can get them out of your carpet by pouring beer on them. That’s right—one great beverage deserves another! Just dribble a couple of sips onto the stain, and it should vanish. Dab up the extra beer with a paper towel, and if the coffee stain doesn’t go away completely, repeat the task a few more times. This trick works on tea stains, too.

Get creative with stains

If you can’t get a coffee or tea stain out of a white tablecloth, try one last solution. Soak the tablecloth in a bucket of strong coffee or tea (depending on the type of stain) for 2 hours. You won’t get the stain out, but you will dye your linen a lovely earth tone!

RELATED: Who Knew’s How to Remove Almost Every Stain

Other ways to use coffee

Who knew that you could use coffee for reasons other than getting out of bed in the morning? 

Share some coffee

Here’s an ingenious idea for an elegant-looking decoration that also smells wonderful! Place coffee beans in votive holders or small bowls, then add tea light candles. They’ll cast a pretty glow and make your home smell like coffee.

Try vanilla-scented tea lights if you love the smell of French vanilla coffee.

Surprising use for a coffee bean

To freshen your breath, try sucking on a coffee bean. It’s much cheaper than a breath mint, and tastes great to us coffee addicts!

Reach for a coffee filter

We always prefer to clean our windows with something reusable, like an old rag. But if you like to go the disposable route, try coffee filters instead of paper towels. They won’t leave behind any lint or paper pieces. Coffee filters work great for electronic screens as well—they grab dust without scratching or leaving streaks.

SEE ALSO: Domestic CEO’s No Mess Camping Coffee

Perfect wood patch

If you need to repair a hole in a piece of wood, add a small amount of instant coffee to the spackle, or to a thick paste made from laundry starch and warm water. The coffee tints the paste to camouflage the patched-up spot.

Freeze out funk

Add a shallow bowl of freshly ground coffee, uncovered, to your freezer. Leave for a few days and any funky freezer odors will disappear.

Cover up with coffee.

Would you ever imagine coffee stains could be a good thing? For your damaged wood furniture or floors, they are. Just brew a very strong pot, and then use a cotton ball or rag to apply the coffee over the scratch. It works as a stain, and will blend in the scratch in no time!


About the Author

Bruce and Jeanne Lubin

Bruce Lubin and Jeanne Bossolina-Lubin are the proud parents of three boys and more than a dozen books. After saving thousands per year using everyday tips and simple lifehacks, they started their own business in the hopes of sharing their knowledge with others. They have been known to go into their friends’ refrigerators to turn their eggs upside down so that they last longer.

Source: quickanddirtytips.com

Home Buying Tips

10 DIY Face Scrubs and Masks

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These all-natural splurges will leave you saying ah! without making an appointment outside your home. Get ready to feel and look your best!

By

Bruce and Jeanne Lubin
October 29, 2020

18 Natural Remedies to Get Rid of Acne and Pimples 

5. Ginger face and body polish

For beach-ready skin, try this body polish. Ginger will help stimulate the skin, salt and sugar will rub away dead skin cells, and the combination of coconut and olive oils will provide deep hydration.

In a small saucepan, add the coconut oil and grated ginger, and heat on low until the oil melts and the ginger has infused it. Strain into a bowl. Stir in the olive oil, sugar, and sea salt, and allow the mixture to cool. Transfer to a cosmetics jar. To use, massage a little into the face and body, and leave for 5 minutes before rinsing under warm water.

Is the skin on your elbows looking a bit rough? Here’s an easy treatment: Cut a lemon or lime in half, then sprinkle it with brown sugar. Bend your elbow and shove it right into the citrus, then twist the fruit back and forth. The fruit’s acid will slough off dead skin with the help of the sugar.

All-natural masks

6. Veggie revitalizer

This powerhouse of a body mask is loaded with vital nutrients to help rejuvenate and revitalize skin.

Mash together the avocados and carrots in a medium bowl. Stir in the milk, lightly beaten eggs, and honey. Apply the mixture to damp skin, then leave on for 10 to 15 minutes. Rinse with lukewarm water.

7. Yogurt soother

Try this body mask to help soothe irritated skin. The lactic acid in the yogurt gently breaks down dry skin cells, and turmeric is a well-known anti-inflammatory.

Combine the yogurt and the turmeric, blending well. Apply to damp skin, and leave for 10 minutes. Rinse with lukewarm water, then moisturize.

RELATED: Mighty Mommy’s 10 Cures for Rainy Day Boredom

8. Skin-balancing facial

Do you have acne scars or other dark spots on your face? You can use the enzymes in certain foods to help lighten them! Here’s a soothing mask to try.

Stir together the lemon juice, honey, and yogurt in a small bowl. Apply to your face, and leave on for about 10 minutes. Rinse with warm water.

9. Pumpkin pampering

For clean, soft skin—and a clever way to use up that can of pumpkin that’s been gathering dust in your pantry since last Thanksgiving—try this facial mask.

Mix together the canned pumpkin with the yogurt, honey, ground almonds, and a drizzle of olive oil. Apply to skin, and take a hot bath to let the steam and enzymes in the mask do their work. After 10 minutes, rinse and apply your normal moisturizer. Refrigerate any leftovers and use within a week.

10. Clarifying facial

If you have oily skin, try this sweetly scented scrub. The clay will help remove impurities and excess oil, while the oats and almonds will exfoliate and soothe skin. As a bonus, lavender is great for stress relief!

Pulse together the oats, almonds, and dried lavender in a blender. Mix in the honey and white kaolin clay. (You can find the clay online or at stores that carry natural beauty products.) Remove a tablespoon of the scrub and mix with water to make a thick paste. Massage over the face and neck, and leave on for 10 to 15 minutes. Store the leftovers in the refrigerator in a closed container.

Have a teeny bit of Champagne or white wine left after a party? Make a face scrub with it! Wine contains tartaric acid, a terrific exfoliant. Mix a few teaspoons sugar with enough wine to make a paste, then massage into clean skin.


About the Author

Bruce and Jeanne Lubin

Bruce Lubin and Jeanne Bossolina-Lubin are the proud parents of three boys and more than a dozen books. After saving thousands per year using everyday tips and simple lifehacks, they started their own business in the hopes of sharing their knowledge with others. They have been known to go into their friends’ refrigerators to turn their eggs upside down so that they last longer.

Source: quickanddirtytips.com